Commercial Mortgage Loan Strategies 

Commercial Real Estate Loan Programs

AEX Commercial Financing Group provides commercial real estate loans from $100,000 to $25 million (up to $2 million on a Stated Income basis) and business cash advances up to $300,000. For most commercial financing situations, we do not require tax returns, financial statements, collateral or business plans. AEX Commercial Financing Group provides an advanced and successful approach for avoiding business finance problems by using a highly-specialized and individualized strategy for each commercial borrower.

AEX Commercial Financing Group provides financing for many special purpose properties including churches, assisted living facilities, nursing homes and funeral homes. AEX Commercial Financing Group also provides assistance in obtaining immediate working capital using business cash advances and credit card receivables (for retail stores, service businesses, bars and restaurants). Even thriving small businesses frequently need more cash than they can borrow from a bank. We can provide business cash advances up to $300,000 or provide cash up to $1 million by refinancing commercial property.

AEX Program to Reduce SBA Loan Refinancing Difficulties:

Two of the most difficult commercial mortgage and business finance situations for a business owner involve obtaining a Small Business Administration loan (SBA loan) and refinancing an SBA loan. AEX Commercial Financing Group has now expanded their SBA loan services to the especially difficult SBA loan refinancing area.

According to Stephen Bush, Founder and Chief Executive Officer for AEX Commercial Financing Group, "SBA loan programs have suffered from a deserved reputation for the difficulty of refinancing the SBA loan a few years after the initial business financing. Recent developments have changed this business finance situation so that it is now more practical to refinance an SBA loan through AEX."

AEX Recommendation:
Avoid Online Commercial Mortgage Applications

There are many commercial mortgage loan sites that ask borrowers to "Fill out our easy application!" before a business owner has a preliminary conversation with a prospective lender. In submitting an online commercial real estate financing application, business owners are providing confidential business and personal information to a lender before it is appropriate.

AEX Commercial Financing Group advises commercial borrowers NOT to submit an online commercial real estate loan - business loan application. Because we consider the avoidance of online business finance applications to be so important for businesses, AEX has published a special report on this topic. We would be happy to discuss this potential business financing problem in further detail with business owners and prospective business borrowers.

The Commercial Mortgage Loan Guide - Commercial Real Estate Financing

Commercial Financing Overview - Working Capital Management

AN IMPORTANT NOTE ABOUT

AEX business financing advice and services (as well as our time) are designed for helping commercial borrowers and NOT commercial loan brokers or residential loan brokers. In keeping with this policy, AEX Commercial Mortgage and Business Loan services are available ONLY to the business owner-borrower and their business/accounting/legal advisors and are NOT available to residential mortgage and commercial mortgage brokers.

Because AEX primarily works with difficult business loan and commercial mortgage situations, it is important that we have personal and detailed communication with the borrower from the earliest possible point of the commercial real estate loan process. Borrowers who need candid advice and assistance with difficult commercial real estate financing situations should contact AEX Commercial Financing Group (contact information provided below).